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Free Tax Calculator

Canada Tax Calculator 2026

Estimate your federal and provincial income taxes, CPP contributions, and EI premiums. See your take-home pay instantly for any province or territory.

All Provinces & Territories

Accurate calculations for every Canadian province and territory, including Ontario surtax and Quebec abatement.

2026 Tax Rates

Updated with the latest federal and provincial tax brackets, CPP/EI rates, and Basic Personal Amounts.

Self-Employment Support

Correctly handles self-employed CPP contributions (both employee and employer portions).

Enter Your Details

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Enter your total annual income before deductions

Self-employed individuals pay both employee and employer CPP portions

Disclaimer: This calculator provides estimates based on 2026 tax rates and is for informational purposes only. Actual taxes may vary. Consult a tax professional for personalized advice.

Ready to Calculate

Enter your income details on the left and click "Calculate Taxes" to see your estimated tax breakdown for 2026.

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Understanding Canadian Taxes

Federal Tax Brackets 2026

  • • Up to $58,523: 14.0%
  • • $58,523 to $117,045: 20.5%
  • • $117,045 to $181,440: 26.0%
  • • $181,440 to $258,482: 29.0%
  • • Over $258,482: 33.0%

CPP & EI Contributions

  • CPP Tier 1: 5.95% up to $74,600
  • CPP Tier 2: 4.0% from $74,600 to $85,000
  • EI: 1.63% up to $68,900
  • • Self-employed pay both CPP portions
  • • Quebec residents have different EI rates

Basic Personal Amount

  • • Maximum BPA: $16,452
  • • Minimum BPA: $14,829
  • • BPA reduces for income over $181,440
  • • Provincial BPA varies by province

Provincial Highlights

  • Ontario: Surtax applies over $6,140
  • Quebec: 16.5% federal abatement
  • BC: Tax reduction up to $575
  • Alberta: Highest BPA (~$21,000)
  • Territories: Lower rates to attract workers